Transact with American Express Foreign Exchange to earn an entry into the draw Each eligible American Express Foreign Exchange transaction over AU$1,000 made at participating Credit Unions, gives you the chance to WIN a travel voucher worth AU$5,000.* Simply transact and register any of the following foreign exchange transactions: Buy or sell foreign currency in the form of cash, travellers cheques, or load money onto an American Express GlobalTravel Card^ Plus every foreign currency telegraphic transfer or bank draft gives you a double entry into the draw.

Participating Credit Union Branches Competition T&Cs Participating Credit Union Branches ADCU Bankstown City Credit Union Big Sky Credit Union Cape Credit Union Coastline Credit Union Community Alliance Credit Union Credit Union SA ECU Australia Fitzroy and Carlton Community Credit Union Firefighters Credit Union Gateway Credit Union Holiday Coast Credit Union My Credit Union Lysaght Credit Union Melbourne University Credit Union Memberfirst Credit Union Maritime Mining Power Credit Union Gosford City Credit Union Reliance Credit Union Maitland Mutual Building Society Police Association Queensland Police Credit Union Southern Cross Credit Union SGE Credit Union Intech Credit Union Telstra Credit Union Teachers Credit Union Victoria Teachers Credit Union

^ American Express GlobalTravel Cards are not available at all Credit Union branch locations. * Entry open to Australian residents aged 18 and over and members of participating Credit Unions. Promotion opens on 10 October 2011 and closes on 18 November 2011. The AU$1,000 transaction can be made in one transaction of one or any combination of the products stated. There is no limit to the number of entries. Total prize pool value is AU$5,000 (GST inclusive). Winner drawn at 15:00 (AEST) on 8 December 2011 at Synchromesh Pty Ltd of Level 1, 71 Walker St, North Sydney NSW 2060. Winner notified within 10 working days by phone and in writing and published in The Australian on 27th December 2011. Permit numbers NSW: LTPS/11/09123, ACT: TP 11/04078, VIC: 11/2145, SA: T11/2170. Full Terms and Conditions available. Promoter is American Express International, Inc. Incorporated with limited liability in Delaware, USA (ABN 15 000 618 208 AFSL No. 237996) of 12 Shelley Street, Sydney NSW 2000.

A Disclosure Document will be provided where Travellers Cheques and American Express GlobalTravel Cards are sold and are available upon request. You should request an American Express Financial Services Guide and consider the appropriateness of Travellers Cheques and GlobalTravel Cards in relation to your individual requirements. American Express Travellers Cheques and American Express GlobalTravel Cards are issued by American Express Travel Related Services Company, Inc. Incorporated with limited liability in New York, USA. ® Registered trademark of American Express Company.

American Express credit approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. For further information, please refer to the relevant (Telegraphic Transfers and Forward Exchange Contracts) Product Disclosure Statement (PDS). The information contained in this document has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of International Payments in relation to your individual requirements. International Payments are arranged through American Express International, Inc. (ABN 15 000 618 208 AFSL No. 237996). Incorporated with limited liability in Delaware, USA. ® Registered trademark of American Express Company